ONE YEAR ADVANCED DIPLOMA IN FINANCIAL SERVICES & LEGISLATIONS

SEMESTER I

1.1.1 - Financial Markets and Institutions

Module I: Introduction to Financial Markets and Services

• Structure of Financial Systems
• Different Types of Financial Markets
• Different Types of Financial Intermediaries
• Regulators in Financial System
• Fintech & Technology in Financial Services

Module II: Money Markets

• Concept and Evolution of Money Markets in India
• Different types of Money Market Products
• Regulation of Money Market in India

Module III: Capital Markets

• Evolution of Capital Market in India
• Primary Market Operations
• Secondary Market Operations
• Products of Capital Market
• Regulation of Capital Market in India

Module IV: Financial Institutions - Fund Based

• Mutual Funds
• Insurance Companies
• Pension Funds
• Provident Funds
• Banking and NBFCs

Module V: Financial Institutions – Services

• Credit Rating Business and its regulations
• Investment Banking
• Personal Financial Planning and Wealth Management Services
• Registrar & Transfer Agents
• Asset Reconstruction Companies
• Distribution of Financial Products

1.1.2 - Financial Legislations

Module I: Commercial Banking Legislations

• History of Banking in India & RBI Act
• Important Provisions of Banking Regulations Act
• RDDBA 1993
• SARFAESI 2002
• Insolvency and Bankruptcy Code

Module II: Insurance Legislations

• Insurance Act
• Regulatory environment of Insurance Industry in India
• IRDA Act
• Regulatory framework of Life Insurance in India
• Regulatory framework of General Insurance in India
• Health Insurance Business in India

Module III: SEBI & Capital Market Legislations

• Origin of SEBI
• Important Provisions of SEBI Act
• History of Capital Market Regulations in India
• Important Provisions of SCRA

Module IV: FEMA

• Concept of Foreign Exchange
• History of Foreign Exchange Regulations in India
• Important Provisions of FEMA
• FDI Regulations
• Transfer Pricing

Module V: Self Regulatory Organisations

• Concept of Self Regulatory Authorities
• Different Kinds of Self Regulatory Organisations

1.1.3 - Financial Management

Module I:Introduction of Financial Management

• Meaning, Importance and Objectives of Finance Management
• Concepts relating to financing and investment decisions
• Principle of Profit Maximization Vs Wealth Maximization
• Compounding and Discounting techniques— Concepts of Annuity and       Perpetuity.
• Managerial and General Functions of Financial Management

Module II: Investment Decisions

• Purpose, Objective, Process
• Understanding different types of projects
• Techniques of Decision making: Non-discounted and Discounted Cash flow Approaches — Payback Period method, Accounting Rate of Return, Net Present Value, Internal Rate of Return, Modified NPV & Modified Internal Rate of Return, Discounted Payback Period and Profitability Index
• Ranking of competing projects, Ranking of projects with unequal lives

Module III: Financing Decisions

• Cost of Capital — Weighted average cost of capital and Marginal cost of capital
• Capital Structure decisions — Capital structure patterns, Designing optimum capital structure, Constraints, Various capital structure theories
• Business Risk and Financial Risk — operating and financial leverage, Trading on Equity.
• Point of Indifference of EBIT

Module IV: Working Capital Management

• Working capital policies
• Inventory management
• Receivables management
• Payables management
• Management of cash and marketable securities

Module V: Dividend Decisions

• Theories of Dividend
• Introduction to Dividends
• Dividend Policy
• Types of Dividend Policies
• External and Internal Factors Guiding Dividend Policy
• Impact of Taxation on Financial Management